Are you risking too much?
The two most common investment mistakes made by the retirement-minded are
(a) putting all their money in short term savings places, and
(b) unknowingly taking risk they can't afford.
If you have your retirement money invested in highly liquid places that allow you access immediately, you're paying a dear price for liquidity you don't need. Not all of your retirement money will be needed at the same time; therefore you need to space your investments so they come due when needed yet retain enough flexibility to take care of an emergency should one arise. Far too many people have all their retirement money invested in the "market" and exposed to the risk of principal loss. Certainly some of your money needs to be invested in highly liquid, short-term places and you may be able to afford the risk of some exposure to the whims of the market, but too much in either place is generally a bad plan.
There is no one "best place" to put your retirement money because each individual or couple has
This is where I can be of service.
I can help you deploy your retirement money properly between the safe places and the risky places, and between the short-term and longer-term maturities. I can also assist you in making sure you are paying only your fair share of taxes and not one cent more. Additionally, with my help the income from your investments, pension (if you have one) and your Social Security can be perfectly coordinated to assure you a worry free retirement without fear of running out of money in your lifetime.
Let me tell you about the